One should be aware that systems and appliances are always failing. A house may have no expenses for years then all of a sudden there are a series of repairs. Maintain an emergency fund of, say, $10,000 and you will be able to deal with almost all repairs when necessary. The cost of warranties over many years can be about the same as simply fixing or replacing the items when these break. As an A/C contractor which has done work for home warranty companies, This is a complete waste of money for any homeowner. Denials for repairs are numerous and this is the first thing the technician is looking for when he walks into any house.
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Torine didn't care anymore. He just wanted the AC fixed. We asked CCHS what happened, but the answer back came from Sears. A Sears spokeswoman apologized and said she was watching the case "very closely. "But she offered no further explanation. Our request for more detail was volleyed to CCHS. A CCHS spokeswoman explained the $1,000 charge was because of "uncovered work. " "Home warranties are a more affordable way to protect the home on day to day issues, and to prevent catastrophic losses," she said. We asked what took so long for Torine and what the average service time was in New Jersey. "We aim to provide an easy claim experience and fast service delivery times to reduce hardship and inconvenience for our valued customers, but unfortunately service delivery time can often be dependent on weather, service provider schedule and other circumstances," she said. "Extended service times are not representative of our goals for excellent customer service.